Generative AI has been all over the news. This in some sense had moved focus away from crypto and everyone was focused on AI. Post US elections, Bitcoin surged to $90K. This is probably because the incoming Trump admin is seen as more crypto friendly.

But this is not it. There are more news that shows that Generative AI and Crypto afterall might do some tango together.

AI wallets is an upcoming technology where AI agents spend/invest your money. AI agents can not access your bank account because regulatory reasons as well as Bank’s desire to prefer safety over risk.

But AI agents can access crypto wallets easily. This means there is an opportunity to create AI agents that can use money stored in crypto wallets on your behalf and you can control how that money flows into the wallet in first place.

This is an upcoming trend and we have seen Stripe acquire a stablecoin startup named Bridge.

What trends to look for in Crypto in coming year

Cross border payments.

Stablecoins are easier to move across borders as they are not subject to complicated regulations. This creates a big opportunity. In the era of de-dollarization and sanctions this area might see more investments.

AI based money movement

AI agents are unlikely to have access to banks anytime soon. Banks will not provide APIS for AI agents due to higher risks and possibility of fraud. But one can experiment with money movement using AI agents with the help of stablecoins.

The advantage of this approach is that the money movement here would not be subject to otherwise complex and stringent requirements that govern banks.

Conclusion

AI and Crypto might mean some stability to Crypto world and new opportunities for AI. It appears that after the dust has settled on the crypto space, stable coins are emerging as better alternatives that Bitcoin or Etherium.